Who can apply for BasisBank Visa?
☑️ Georgian residents with valid ID
☑️ Adults over 18 years old
☑️ Proof of stable income and financial capacity
☑️ Active account or relationship with BasisBank
☑️ Credit evaluation approved by BasisBank
Documents required for BasisBank Visa application
📄 Valid personal identification (ID or passport)
📄 Updated proof of address (utility bill, rental contract)
📄 Proof of income or employment (pay slip, contract)
📄 Active phone number for contact
📄 Application form filled in online or in branch
Approval is subject to meeting all requirements, and the bank may request additional documents depending on individual evaluation.
How to apply for BasisBank Visa?
The BasisBank Visa application can be completed directly at any BasisBank branch or online through the official website. It is important to prepare all necessary documents before applying to ensure a faster review.
Once submitted, the bank will analyze your credit history and financial capacity to decide on approval. If the application is not approved initially, BasisBank allows reapplication at a later time. To maximize approval chances, you can consult with bank agents for guidance before submitting your request.
How to pay BasisBank Visa monthly bills?
Monthly bills for BasisBank Visa can be paid using BasisBank’s online platform, through ATMs, or at partner branches. The bank also offers an app and internet banking for real-time tracking of expenses and due amounts.
Payments can be made in full to take advantage of the up to 55-day interest-free period or partially with a minimum of 2% of the used amount. It is essential to check your payment due date to avoid interest or fees, ensuring all payments are processed on time through accepted channels.
Fees and costs BasisBank Visa
BasisBank Visa has an annual fee of 50 GEL, charged from December 23, 2024, for new and existing agreements. For card withdrawals at BasisBank ATMs or partner ATMs, a 3.5% fee (minimum 5 GEL) applies. Withdrawals at other banks’ ATMs in Georgia or abroad carry a 3.9% fee (minimum 10 GEL).
Purchases carry a yearly interest of 22.9% (effective rate from 25.6% to 42.2%), and cash withdrawals share the same rate, with effective rates from 31.2% to 49.3%. If the credit limit used is repaid within the grace period, the effective rate drops to 0.35%. Urgent card issuance costs an extra 50 GEL, and replacing a lost or damaged card costs 25 GEL. Unlimited additional cards can be issued for 25 GEL each.
One tip for your wallet: managing BasisBank Visa smartly
To get the most out of BasisBank Visa, focus on using the card for purchases over 20 GEL within Georgia to receive 1% cashback. Plan larger expenses for the beginning of your billing cycle to maximize the up to 55-day interest-free period. Avoid using the card for cash withdrawals whenever possible, as withdrawal fees are higher.
Also, since BasisBank Visa allows unlimited additional cards, you can organize family or business expenses efficiently, while managing one shared limit. If you travel frequently, consider focusing your card usage on domestic transactions to optimize cashback and avoid unnecessary charges.
Ready to get your BasisBank Visa?
Click below and access the official BasisBank website to learn how to apply, check all rates, and enjoy full credit flexibility. BasisBank Visa is a reliable solution to manage daily purchases and business expenses with clear benefits — now it’s time to see how it can work for you.