Top 5 reasons why Basis Mego Visa is worth it
✅ Credit limit up to 30,000 GEL for personal and business expenses
✅ Up to 55 days interest-free on purchases for better financial planning
✅ 1% cashback on payments over 20 GEL made within Georgia
✅ Minimum monthly payment of only 2% of used credit for more flexibility
✅ Unlimited additional cards for family or business partners, with a small fixed fee
Why Basis Mego Visa fits your lifestyle and business needs
With a credit limit of up to 30,000 GEL, Basis Mego Visa gives you purchasing power that adapts to both personal and professional demands. The option to pay only 2% of the used credit as a monthly minimum adds flexibility for anyone managing multiple expenses. Whether for larger purchases or recurring payments, this card adjusts to your cash flow.
The 1% cashback on transactions over 20 GEL, combined with a 55-day grace period, means you can make the most out of everyday payments. This is particularly relevant for those who use the card consistently for routine costs like groceries, pharmacies, and local services. It’s a way to save while you spend, as long as transactions are made within Georgia.
Unlimited additional cards make Basis Mego Visa a useful tool for businesses managing employee expenses or families wanting to share a credit line. All this, combined with a transparent fee structure, positions this card as a practical solution for individuals and companies looking for real benefits rather than unnecessary perks.
What author’s say: Practical benefits with clear trade-offs
Experts analyzing Basis Mego Visa highlight a strong balance between high credit limits and real daily use benefits, such as cashback and extended grace periods. However, while the 1% cashback is a good feature, it’s limited to Georgian transactions and doesn’t cover online or international purchases — something to consider if you travel frequently or shop abroad.
Although the annual fee of 50 GEL is competitive for a card in this category, it may not be justified if you intend to use the card only occasionally. Also, cash withdrawals carry a 3.5% fee (minimum 5 GEL), which makes it less suitable for those who rely on cash. Still, for regular purchases, bill payments, or business expenses within Georgia, Basis Mego Visa delivers solid value with no unnecessary complexity.
Ready to unlock Basis Mego Visa’s benefits?
Click below to learn how to apply for Basis Mego Visa, check full rates, and start using a credit card built for real life. Basis Mego Visa is a straightforward and efficient option for managing daily and business expenses — and we’re here to guide you through getting yours.