Who can apply for Intesa Fast Loan
☑️ Albanian citizen and legal resident
☑️ Must have 100% declared regular income
☑️ Salary must be paid through the banking system
Required documents to apply
📄 Valid ID document
📄 Updated family certificate
📄 Income confirmation from employer
Loan approval depends on meeting all conditions. Additional documents may be requested based on your profile.
How to apply for Intesa Fast Loan
You can apply for the Intesa Fast Loan at any Intesa Sanpaolo Bank Albania branch or through an authorized EasyPay agent. The process includes filling out a simple form, choosing the desired amount and repayment term, and submitting the required documents.
The interest rate is fixed, and you can personalize your loan according to your financial situation. Once submitted, your application will be evaluated based on your income and banking history. If not approved, it’s possible to reapply later under revised conditions. The key is to be organized and accurate during the application process to ensure a smooth review.
How to pay off your Intesa Fast Loan installments
Repayment is made through fixed monthly installments, which can be paid via direct debit or at an EasyPay point. Choose a due date that aligns with your payday to avoid delays or late fees.
You can also make payments at any bank branch. The fixed schedule helps you manage your monthly budget confidently and stay on track with your financial plan.
Rates and costs
The Intesa Fast Loan applies a fixed annual interest rate of 13.5%, ensuring predictable monthly payments. There is no administration fee for loans disbursed in Albanian lek (ALL). The maximum borrowing amount is 1,000,000 ALL or €8,000.
Any delays in repayment may lead to late payment penalties and default interest. Early repayment may be possible, but borrowers should consult the bank directly to check for additional conditions or fees. All loan terms are clearly defined at the time of application.
A tip for your pocket
With the Intesa Fast Loan, timing is everything. Take advantage of the 24-hour processing by preparing your documents in advance. Use the EasyPay agents for flexible access and avoid peak branch hours.
If your income allows, consider paying off one extra installment during the first quarter of the loan—this will reduce your total interest over time without modifying your agreement. Staying ahead of payments, even slightly, is one of the smartest ways to keep your finances balanced.
Ready to apply and access your offer?
Start your request now with just a few steps. Click the button below to access the official site and begin your application securely. The Intesa Fast Loan is a practical solution for quick, no-hassle financing. We’ll help you understand how to request yours today.